At OBARO, we centralise all risks, enabling you as a farmer to manage your business more securely and with reduced risk. Our expert recommendations are tailored to your unique needs, ensuring you can make informed financial decisions from a place of trust and understanding.
We believe in the value of a long-term relationship, so every farmer is our number one customer. Together, we can ensure your farming success.
Did you know about our OBARO-app?
A secure, easy and direct way to manage all your OBARO accounts and financial information in one place.
Click below to learn more and download the OBARO-app.
Our financial solutions can give you the boost you need to grow your farm.
PRODUCTION LOANS
These loans enable you to plant now and only pay after harvesting. Production loans are available for summer and winter crops (traded on SAFEX).
Specialised crops, such as vegetables, are financed with the condition that the applicant provides security and/or a negotiated contract with an approved buyer.
YEAR ACCOUNTS
Year accounts are made available to clients who have the need to plan their production over a longer term. Selection, security requirements and cash flow management are important preconditions for this type of account.
HIRE PURCHASES
We buy the agricultural equipment you need, and you get to keep it after repayments are done!
TERM LOANS
Term loans are granted for long term financing needs, for the acquisition and/or improvements of fixed property against fixed security. This includes purchases of farms or installation of solar power solutions.
EVERGREEN ACCOUNT
Just like farming never stops, your cash flow shouldn’t either. OBARO’s Evergreen account gives you continuous funding to expand with confidence, strengthen stability, and prepare boldly for the future. It’s financing that grows as you do — season after season.
MONTHLY ACCOUNT
Daily essentials are part of every farmer’s cycle. With the monthly account, you can purchase what you need at OBARO branches with ease. It’s a practical, trustworthy solution that supports your business day by day, so you can farm with courage and peace of mind.
FUEL ACCOUNT
Fuel is the heartbeat of the farm. With the fuel account, you can keep your operation moving without worrying about carrying cash. It’s a bold, reliable tool that helps you manage expenses securely while keeping your farm powered with care and consistency.
PACKAGING ACCOUNT
Harvesting is only half the story – getting your produce to market in perfect condition is just as important. The packaging account is dedicated to citrus and grape packaging, giving you a financial tool designed to protect the quality of your yield. By linking directly to your production process, it simplifies expense management and gives you clarity when you need it most. With OBARO’s care and commitment by your side, you can take bold steps knowing your packaging needs are always supported.
We are a registered financial services and authorised credit provider: FSP no 22414, NCRCP299 (OFD), NCRCP11506 (Agrifin), NCRCP17491 (SPV), NCRCP 20000 (Agrifin SPV).
