Financing of crops mainly includes summer crops and winter crops that are traded on SAFEX, which are payable after harvest. Specialized crops, such as vegetables, are financed with the condition that the applicant provides security and/or a negotiated contract with an approved buyer.
Year Accounts are made available to clients who have the need to plan their production over a longer term, therefore rigorous selection, security requirements and cash flow management stand as preconditions.
Hire purchases are granted for financing of agricultural equipment.
Term Loans are granted for long term finacing needs, for the acquisition and/or improvements of fixed property against fixed security.