We eliminate the source of financial stress and uncertainty, so you can focus on your business.
OBARO has a wide range of products that allow farmers to make their operations safer and less risky, simply by choosing the right insurance and finance option. We offer peace of mind and solutions to help you get the best out of your season and budget.
Our solutions provide coverage for a variety of potential risks, including:
Bad weather, which can damage crops and cause financial loss
Fire, which can destroy buildings, equipment and crops
Theft, which can result in the loss of valuable assets
The future of your family, to provide financial security for you and your loved ones.
Our financial solutions can give you a boost you need to grow your farm.
PRODUCTION LOANS
These loans enable you to plant now and only pay after harvesting. Production loans are available for summer and winter crops (Traded on SAFEX).
Specialised crops, such as vegetables, are financed with the condition that the applicant provides security and/or a negotiated contract with an approved buyer.
YEAR ACCOUNTS
Year Accounts are made available to clients who have the need to plan their production over a longer term. Selection, security requirements and cash flow management are important preconditions for this type of account.
HIRE PURCHASES
We buy the agricultural equipment you need that you get to keep after repayments are done!
TERM LOANS
Term Loans are granted for long term financing needs, for the acquisition and/or improvements of fixed property against fixed security. This includes purchases of farms or installation of solar power solutions.
Safeguard your income and family with our tailored insurance solution.
CROP INSURANCE
OBARO underwrites the largest crop insurers and has a unique way of insuring crops. OBARO aligns with the farmer, big or small, to provide crop insurance specific to your needs. OBARO covers crops against hail, fire and transit robberies and markets various choices in multi risk insurance as well.
COMMERCIAL POLICIES
We strive to build partnerships, listen to customers and develop solutions that meet their needs. Our specialist advisors visit clients on site to ensure that all possible risks are addressed. We serve a wide range of clients in the following industries:
Corporate Environment; Transport Premises; Guest Houses; Contractors; and Industrial Manufacturing.
PERSONAL POLICIES
OBARO understands your responsibility doesn’t stop at farming, therefore we offer a wide range of personal insurance solutions. Our competitive packages and prompt claim handling offers our clients peace of mind. Making it quick and easy, at a low premium. We can help you cover the following personal items:
Home; Vacation home; Home contents; Personal belongings; Camping equipment; Motors and 4×4; Identity theft; and Disability.
We are a registered financial services and authorised credit provider (FSP no 22414, NCRCP299)
Monday – Friday: 08:00 – 17:00
Saturday: Closed
Sunday: Closed